RAMED: 900,000 cards issued at the end of 2012

RAMED: 900,000 cards issued at the end of 2012

Country: 
Morocco

(La Vieeco) - According to the report of the Ministry of Health, 78% of cardholders are absolute poor and 22% of the poor relative. Approximately 600,000 people received medical benefits. The cost of delivery varies from 200 to 7000 DH DH.

They are more likely to enroll in the Plan for medical assistance for economically disadvantaged (RAMED). According to the Ministry of Health, more than 900,000 cards have been distributed by the National Health Insurance (ANAM). This figure arrested in late December 2012 represents 31% of eligible applications submitted since the start of the scheme in 2010. The ministry said that 78% of these cards are awarded to the absolute poor and 22% of so-called vulnerable beneficiaries (the poor relative). He added that 53% of the cards were issued in cities while 47% were in rural areas. This rate should be, in the opinion of some observers, enhanced by communication actions and awareness implemented by the government.

Completion rate varies from 20% to 100% in different regions, say officials Ministry of Health who stress that "in several regions, all requests have been processed." The overall number of beneficiaries now stands at 590,000 people with 280,000 holders of receipts and 310,000 cardholders. It should be recalled that the card is granted within three months after the date of filing of the application. But during this period, individuals may receive benefits from RAMED on presentation of the receipt. In case of emergency, patients potentially benefiting from the assistance can access care and apply for a card later. This facility is granted by the Department to prevent the exclusion of poor people who have not yet taken the necessary steps. According to the ministerial review, the benefits provided include all available care in local hospitals, provincial, regional and university. It is both the outpatient treatment of long-term illnesses and ailments expensive.

3 billion dirhams have been spent in 2012

The retail cost is not disclosed, but we note, according to sources hospital, the invoices from 200 DH for DH 7000 consultation for surgery. Similarly, the total amount of expenditure is not made ​​public. However, the Department notes that the budget plan reached 3 billion dirhams in 2012. A little more than 2.7 billion DH that emerged from the 2007 actuarial study.

RAMED of resources come from the State budget and local government to the tune of 75%. The rest is the contribution of beneficiaries is 120 DH per person annually in the household, the limit of 600 DH per household poor relative. For the population living in absolute poverty, the contribution is 40 DH per person is paid by the local authorities.

To sustain the regime, the state plans to allocate funding a portion of the Fund's resources to create social cohesion within of the Finance Act 2013.

Moreover, the Ministry of Health conducted as originally planned, correcting and improving the functioning of RAMED. Thus, during the initial phase of the plan, he proceeded, on the one hand, the establishment of an inventory of structures, equipment and human resources and financial resources, and secondly, the strengthening of the management on long-term illnesses and diseases cost the beneficiaries of RAMED. During the year 2012, the Department has reorganized the reception of patients, improved the quality of services and prioritized structures requiring an upgrade. Finally, the Action Plan 2012-2016, it is planned in a phase of consolidation, work on coordination mechanisms, management and financing of the scheme. This concerns, remember, a population of 8.5 million people in more than 160,000 people eligible law, including inmates of charitable institutions and prisons, hospices, orphanages and homeless fixed . In an optimistic scenario of the Ministry of Health, the number of beneficiaries is expected to fall to 5 million due to improved living standards.